• 1

    First Meeting

  • 2

    Pre-Approval

  • 3

    Gather Data/Touring

  • 4

    Find a Home

  • 5

    Make an Offer

  • 6

    Escrow

What is escrow?

Escrow is a third party that handles the details of a transaction from the time a contract is ratified until title and deed are transferred to the buyer. Escrow handles temporary deposits and transfers of funds and documents until all terms of the contract are fulfilled. Length of an escrow is written into the terms of the contract and average between 30 and 45 days.”

What costs are involved in buying a home?

Common costs in purchasing a home are the initial down payment of the purchase price, inspection costs, and closing costs that may include escrow fees, transfer taxes, prorated mortgage interest, real estate taxes, among others. Time is also a cost factor when buying a home, as often it may take several months and days of touring to find the perfect house.

Mortgage Brokers

  • First Republic – Christopher A. Pederson

    cpederson@firstrepublic.com
    650.470.8801

  • Wells Fargo – Michael Novia

    michael.c.novia@wellsfargo.com
    415.977.9338

  • Chase – Nancee Fujitake

    Nancee.K.Fujitake@chase.com
    415.348.1030

  • Wells Fargo – Sam Lee

    samuel.j.lee@wellsfargo.com
    415.410.9044

Title Companies

  • Chicago Title Company – Michael Yip

    YipM@ctt.com
    415.291.5158

  • Old Republic Title Company